I am writing this letter to recommend the excellent services of F.D. Merchant Services. They have been working with our retail stores for several years and have been providing the best customer service and care. Ismail Khan and his staff have really helped our company throughout the years. He has equipped my stores with the latest credit card terminals with the EMV Chip readers to protect ourselves from chargebacks and fraudulence. I am confident in the care and knowledge of F.D. Merchant Services and would recommend them for any business owner.